Gap insurance covers the difference (the GAP) between what your vehicle is worth and how much you owe on the car.

Did you know if your vehicle is written off while it is on finance, there is potentially a shortfall between your comprehensive insurance payment and the amount you still have to pay to your finance company?

When there is a total loss under your comprehensive insurance, there may be a GAP between your loan settlement and the comprehensive payment, this shortfall is what we will pay.

Janssen’s GAP Insurance covers you for the difference between your Comprehensive Insurance payment and the finance on your vehicle up to a chosen shortfall amount.

Janssen’s Customer Care Package offers an additional financial benefit of up to $5,000 related to the finance contract.

Customer Care Package:

In the event of a total loss through theft or accident to your car, a customer care package to the maximum value of $5,000 is included in your GAP insurance, with a valid and approved claim:

  • On road costs for replacement vehicle
  • Janssen’s one-year Comprehensive Vehicle Insurance for replacement vehicle
  • Excess for the total loss vehicle
  • Car rental or Uber allowance of up to $100 a day for 5 days after total loss of vehicle
  • Janssen’s MBI for replacement vehicle up to a maximum value of $1,000
  • Accessories financed on previous vehicle up to a maximum value of $1,000
  • Deposit for a replacement vehicle up to a maximum value of $1,000
    (Please see policy documents for the extent of your cover and full terms and conditions)
    Read More - GAP Cover Policy Booklet

Credit Contract Indemnity

Borrowing money (credit) has never been more freely available than it is today. It enables us to make choices, to buy the things we want, when we want, and to enjoy life.

When you borrow money you enter into an agreement to repay it back at a certain rate and over a certain period.

However, things can change over time and whilst you may be fit and healthy today, with steady income and a secure future, unexpected events can very quickly change your situation.

Provident Credit Contract Indemnity covers you and your family in the event of you suffering financial loss as a result of you being off work due to accident, illness, redundancy, suspension, business interruption, bankruptcy or hospitalisation. It also has a life-cover benefit to pay the outstanding balance of your credit contract in the event of death.

With Provident Credit Contract Indemnity you can relax knowing the money you borrow today can be repaid should the unexpected happen in the future.

For full details of the Provident Credit Contract Indemnity policy please refer to the Policy Booklet wording.

Provident is a member of the Financial Services Federation and was an integral member in the development of the Responsible Credit-Related Insurance Code.

Sales Phone: 03 688 2226 03 688 2226 Mobile: 027 688 2226 027 688 2226 Email:
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